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OB/GYN Compensation 2026: Generalist, Laborist, MFM, Urogyn, Gyn-Onc — National Pay Tables, Call Math

AH
Ava Health Team
··14 min read

OB/GYN in 2026 has fragmented into multiple distinct career paths with different lifestyle and compensation profiles. The generalist OB/GYN doing a full scope (obstetrics + gynecology + surgery + call) is increasingly rare — most OB/GYNs are now choosing one of the specialized tracks early in their career.

This guide covers what OB/GYNs are actually earning across all major paths in 2026, including the laborist model that has changed obstetric staffing nationally.

National compensation by track — 2026

TrackMedian (W-2)25th75th
Generalist OB/GYN (full scope)$385,000$335,000$455,000
OB-only (laborist / OB hospitalist)$345,000$295,000$405,000
GYN-only (no obstetrics)$365,000$315,000$425,000
Maternal-Fetal Medicine (MFM)$445,000$385,000$525,000
Urogynecology$425,000$375,000$505,000
Gynecologic oncology$485,000$425,000$575,000
Reproductive endocrinology / fertility$465,000$405,000$565,000

Laborist model — what it means for OB comp

The laborist (OB hospitalist) model has rapidly grown since 2018. Laborists work shift-based hospital coverage doing obstetric care without continuity-of-care patient panel:

  • Schedule: 24-hour shifts, typically 7–10 shifts/month (180–240 hours/month)
  • Comp structure: Hourly $145–$225 or shift-rate $2,400–$3,800 per 24-hour shift
  • Total annual: $295K–$405K depending on shift count
  • No clinic, no continuity, no late-night call from home

The laborist trade-off: lower total comp than generalist OB/GYN but no clinic, no continuity, and predictable schedule. Particularly popular with mid-career OB/GYNs experiencing burnout from generalist call.

Generalist call math

The generalist OB/GYN call schedule is the make-or-break lifestyle variable:

Call structureFrequencyStipend
Solo call (small practice)1:1 (every other weekend)Built into base
Small group (2–4 OBs)1:2 to 1:4Often unpaid
Large group (6–10 OBs)1:6 to 1:10$1,500–$2,500/24-hour shift
Group with laborist coverage1:8 to 1:12$2,000–$3,000/shift

RVU targets

  • Generalist OB/GYN: 7,500–9,500 wRVU target, $52–$68/wRVU
  • OB-only / laborist: Hourly model, no RVU bonus typical
  • GYN-only: 6,500–8,500 wRVU target, $58–$72/wRVU
  • MFM: 6,000–7,500 wRVU target, $65–$82/wRVU
  • Gyn-onc: 8,500–10,500 wRVU target, $68–$85/wRVU (long surgical cases)

Malpractice — the OB tax

OB malpractice premiums are the highest in medicine outside of neurosurgery. Annual premium ranges:

  • OB-only / laborist: $35K–$95K (lower because no clinic continuity)
  • Generalist OB/GYN: $65K–$185K depending on state
  • GYN-only: $18K–$45K (no obstetric exposure)
  • MFM: $85K–$245K (high-risk patient population)

State variation is enormous. Florida, New York, and Illinois have the highest OB premiums; California has high baseline malpractice but moderate for OB given MICRA caps. Texas tort reform has reduced OB premiums significantly since 2003.

Hospital-employed OB/GYNs typically have malpractice covered by the hospital. Private group OB/GYNs pay premiums out of practice gross — so net income is base minus malpractice. A $400K base in a private group with $145K malpractice produces $255K net malpractice cost.

Top-paying states — 2026

  • South Dakota: Generalist $475K — rural premium
  • Iowa: $445K generalist
  • Mississippi: $435K generalist, $545K MFM
  • Wisconsin: $425K generalist (Mayo / Aurora ecosystems)
  • Oklahoma: $415K generalist

For laborists, geography matters less — most laborist programs pay similar shift rates nationwide.

Locum tenens rates

  • Generalist OB/GYN: $2,200–$3,000/day, $275–$375/hour
  • Laborist (24-hour shift): $2,800–$4,200/shift
  • GYN-only: $1,800–$2,400/day
  • MFM: $2,800–$3,800/day
  • Gyn-onc (case-by-case): $4,000–$6,500/case

What we see at Ava Health

The fastest-growing OB/GYN placement category in 2026 is laborist roles. We've placed 11 OB/GYNs into laborist programs in the last 12 months — most are mid-career generalists transitioning out of clinic continuity for lifestyle reasons. The shift comp ($2,800–$3,400/24-hour) at 8–10 shifts/month produces total annual comp of $290K–$345K with no clinic, no continuity, no malpractice premium, and predictable schedule.

For OB/GYNs considering specialty fellowships: MFM is the highest-pay-to-effort fellowship in OB. Three-year fellowship unlocks $80K+ comp delta over generalist with significantly lower malpractice. Gyn-oncology offers the highest absolute comp but requires intensive surgical training and high-acuity case load.

The hardest-to-fill OB positions: rural community generalist OB/GYN with solo call. We see 3+ open positions for every qualified candidate willing to take rural solo call. The compensation premium is meaningful ($475K vs $385K national median) but the lifestyle cost is severe.

Related: OB/GYN Salary by State 2026, Physician Burnout Crisis 2026, Physician Contract Negotiation Levers.

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